About Us
About the Company
Fair Claims is a legal services company. It provides services to:
- Debt Counsellors
- Insolvency Practitioners
- Accountants
- Financial Advisors
- Claims managers
- Solicitors
Fair Claims was formed by legal services professionals to assist law firms and debt advisors to assess the validity of CCA claims against loan providers.
With estimates of up to 40% of loan agreements being unenforceable, claims in the financial irregularity market are forecast to be substantial in the next two years.
Fair Claims uses the market-leading software Checker to process loan agreements from its customers (see About our Software)
Our Founders
The principal founding stakeholders of Fair Claims Limited are all from the legal services industry. They have a deep understanding of contingency fee claims processes and have existing strong contacts within the legal sector.
- Turner Coulston
Firm of solicitors - QPI Legal
Insurance brokerage specialising in legal insurance services - Universal Legal Protection
Insurance brokerage specialising in legal insurance services - Financial Agreement Solutions Limited
The authors of the Checker solution and experts on the Consumer Credit Act
About our Software
Our Software - Checker - is used to test loan agreements against the requirements of the Consumer Credit Act 1974+
What is Checker?Checker is an easy-to-use web-based system that checks the enforceability of credit agreements and PPIs. By simply uploading a copy of the loan agreement you'll get an initial assessment typically within 72 hours followed by a full report.
What will Checker check?Checker will check the content of most credit agreements that are regulated by the Consumer Credit Act 1974. As well as this Interest rates, payments and APR can be calculated for un-regulated agreements.
What won't Checker do?Checker will not currently work with:
- Credit Card Agreements
- Store Cards
- Overdrafts or any other running credit agreement
- Mortgages or other secured loans that are not regulated by the Consumer Credit Act
Alliance and Leicester fined a record £7m
The Alliance and Leicester Bank was fined a record £7m by the Financial Services Authority for the mis-selling of payment protection insurance (PPI).
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Borrower suspends payments on loans
Mr G had a problem with his lender for charging interest on Payment Protection Insurance(PPI) which is in contravention to the Consumer Credit Act 1974.
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Loan agreement unenforceable, possession order suspended
Mr W was on the point of eviction from his house after a judgement was obtained against him and an order for possession obtained by the lender.
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