About Checker

Our Software - Checker - is used to test loan agreements against the requirements of the Consumer Credit Act 1974+

What is Checker?

Checker is an easy-to-use web-based system that checks the enforceability of credit agreements and PPIs. By simply uploading a copy of the loan agreement you'll get an initial assessment typically within 72 hours followed by a full report.

What will Checker check?

Checker will check the content of most credit agreements that are regulated by the Consumer Credit Act 1974. As well as this Interest rates, payments and APR can be calculated for un-regulated agreements.

What won't Checker do?

Checker will not currently work with:

• Credit Card Agreements
• Store Cards
• Overdrafts or any other running credit agreement
• Mortgages or other secured loans that are not regulated by the Consumer Credit Act

Alliance and Leicester fined a record £7m

The Alliance and Leicester Bank was fined a record £7m by the Financial Services Authority for the mis-selling of payment protection insurance (PPI).
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Borrower suspends payments on loans

Mr G had a problem with his lender for charging interest on Payment Protection Insurance(PPI) which is in contravention to the Consumer Credit Act 1974.
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Loan agreement unenforceable, possession order suspended

Mr W was on the point of eviction from his house after a judgement was obtained against him and an order for possession obtained by the lender.
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